DigitTrade

Academy

How P2P transactions work

Step-by-step guide to safely depositing and withdrawing through peer-to-peer merchants.

1. Pick a merchant

Open the Cashier and tap a merchant from the P2P list. Each merchant shows their available capital, the rate they offer, and the payment methods they accept (M-Pesa, bank transfer, USDT, etc).

2. Enter the amount

Enter the USD amount you want to deposit. It must be within the merchant's minimum and maximum range. A trade is created and the merchant is notified.

3. Pay the merchant

Use the selected payment method to send the local-currency equivalent to the merchant's contact details shown on the trade page. Keep proof of payment.

4. Mark as paid

Only after the money has actually left your account, tick the confirmation box and tap I have paid. This notifies the merchant to verify and release.

5. Wait for release

Once the merchant confirms the funds in their account, they will release the USD into your DigitTrade real balance. You can chat with the merchant inside the trade if anything is unclear.

Safety tips

Never click I have paid before the money has been sent. Never pay outside the listed payment methods. Keep all communication inside the trade chat so it can be referenced later.

Every trade is logged. If you have a dispute, share the trade ID with support.