How P2P transactions work
Step-by-step guide to safely depositing and withdrawing through peer-to-peer merchants.
Open the Cashier and tap a merchant from the P2P list. Each merchant shows their available capital, the rate they offer, and the payment methods they accept (M-Pesa, bank transfer, USDT, etc).
Enter the USD amount you want to deposit. It must be within the merchant's minimum and maximum range. A trade is created and the merchant is notified.
Use the selected payment method to send the local-currency equivalent to the merchant's contact details shown on the trade page. Keep proof of payment.
Only after the money has actually left your account, tick the confirmation box and tap I have paid. This notifies the merchant to verify and release.
Once the merchant confirms the funds in their account, they will release the USD into your Open Binary real balance. You can chat with the merchant inside the trade if anything is unclear.
Never click I have paid before the money has been sent. Never pay outside the listed payment methods. Keep all communication inside the trade chat so it can be referenced later.
Reading the digit chart
Understand how ticks, digits and payouts come together in every 5-tick cycle.
A tick is a single price update on the synthetic index. Open Binary settles every trade after a 5-tick cycle, so each round lasts only a few seconds.
Every tick price ends in a digit 0–9. Your trade resolves on the last digit of the final tick — twin digits, first vs last, or digit sum.
The harder the outcome, the bigger the payout. Twin digits pay more than a simple high/low because the odds are tighter.
Each index — Open 15, Open 65, Q33, Q55 and so on — has its own personality. Calmer indices move slowly; aggressive ones swing fast. Switch indices to match your style.
Managing your balance
Deposit, withdraw and switch between demo and real balance with confidence.
Every account starts with a $1,000 demo balance for practice. Switch to Real from the top bar once you've deposited via P2P.
All deposits go through the P2P merchant network. No card, no third-party processor — pay your local merchant directly and get USD credited instantly on release.
Request a withdrawal from the Cashier. Admin approves it, your balance is debited, and the funds are sent through your chosen payout method.
Ready to trade?
Open the trader and put what you've learned into practice with your $1,000 demo balance.
Start trading